So you're buying a new home (or refinancing). Here's one tip that almost everyone needs to hear: once you have been approved for a mortgage, avoid making any major purchases or opening up a new line of credit. Even if you're opening that department store credit card to save 30%, it can impact your loan.
Once you've closed on your home, you can buy what you want, but until then, assume that any impact to your finances could prevent you from qualifying for the mortgage amount or rate you want.
If you have questions, simply fill out the contact form below or call/text me anytime.
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